Forest Hill, TX
Forest Hill, TX's wildfire risk, in USFS's own numbers
USFS scores Forest Hill at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 5,110 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Forest Hill's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Forest Hill's building exposure, zone by zone
USFS classifies 74.4% of Forest Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,110 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Forest Hill ranks
Forest Hill's 69th national percentile looks worse in isolation than its 28th ranking inside Texas does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Forest Hill ranks 9,846 for wildfire risk (1 is highest) and 3,376 by building count (1 is largest). Within Texas alone, it ranks 1,288 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Forest Hill and the insurance market
Forest Hill's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Forest Hill
With 74.4% of buildings rated Minimal exposure, Forest Hill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Forest Hill's figures come from
The methodology guide shows exactly how USFS turned 5,110 counted buildings into the percentiles shown above for Forest Hill. The exposure-zones guide covers what Forest Hill's dominant minimal exposure actually means, with real examples from across the dataset.