Forest City, PA
How exposed is Forest City to wildfire?
USFS's Wildfire Risk to Communities model puts Forest City at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 820 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Forest City's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Forest City's buildings actually sit
Indirect exposure is dominant in Forest City (81.8% of 820 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.2% sit in the Direct zone.
Forest City against the rest of the country
Forest City's 81st-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Forest City ranks 15,899 for wildfire risk (1 is highest) and 13,450 by building count (1 is largest). Within Pennsylvania alone, it ranks 378 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Forest City's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Forest City (81.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Forest City's figures come from
Every one of the two percentiles behind Forest City's 15,899-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Forest City's dominant indirect exposure actually means, with real examples from across the dataset.