Forest City, FL
Forest City wildfire risk explained
Out of every US place USFS scores, Forest City lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,826 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Forest City at the 63rd percentile, close to its 61st-percentile risk score.
Where Forest City's buildings actually sit
Forest City rates 74.5% Minimal exposure against just 25.5% Direct and 0% Indirect — of 4,826 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Forest City ranks
Forest City ranks lower within Florida (15th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Forest City ranks 12,410 for wildfire risk (1 is highest) and 3,539 by building count (1 is largest). Within Florida alone, it ranks 809 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Forest City
At the 61st percentile nationally, Forest City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 74.5% of Forest City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Forest City's figures come from
Every one of the two percentiles behind Forest City's 12,410-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Forest City's dominant minimal exposure actually means, with real examples from across the dataset.