Fordyce, NE
Fordyce, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fordyce lands at the 80th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 124 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fordyce at the 71st percentile, close to its 80th-percentile risk score.
Fordyce's building exposure, zone by zone
88.7% of Fordyce's 124 buildings sit in USFS's Minimal exposure zone, with only 11.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Fordyce ranks
Fordyce scores 80th nationally and 87th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fordyce ranks 6,181 for wildfire risk (1 is highest) and 27,995 by building count (1 is largest). Within Nebraska alone, it ranks 78 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Fordyce's 80th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Fordyce's 88.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Fordyce. For more on what minimal exposure implies beyond Fordyce, see the exposure-zones guide.