Ford City, PA
Ford City, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Ford City at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,147 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ford City's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Ford City's building exposure, zone by zone
Most of Ford City's buildings (98.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Ford City compares
Ford City's 50th-percentile standing inside Pennsylvania outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ford City ranks 20,498 for wildfire risk (1 is highest) and 10,979 by building count (1 is largest). Within Pennsylvania alone, it ranks 997 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Ford City's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Ford City (98.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Ford City's 20,498-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Ford City, see the exposure-zones guide.