Fontanet, IN
Fontanet wildfire risk explained
Fontanet's 254 buildings earn a 16th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fontanet at the 16th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Fontanet: 95.3% of its 254 buildings, versus 4.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Fontanet ranks
Within Indiana, Fontanet ranks higher (69th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fontanet ranks 26,625 for wildfire risk (1 is highest) and 23,009 by building count (1 is largest). Within Indiana alone, it ranks 297 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 16th national percentile, Fontanet rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Fontanet (95.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fontanet's figures come from
Fontanet's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fontanet's dominant direct exposure actually means, with real examples from across the dataset.