Fontana-on-Geneva Lake, WI
Fontana-on-Geneva Lake, WI's wildfire risk, in USFS's own numbers
USFS scores Fontana-on-Geneva Lake at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,844 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fontana-on-Geneva Lake at the 18th percentile, close to its 18th-percentile risk score.
Fontana-on-Geneva Lake's building exposure, zone by zone
Direct exposure dominates in Fontana-on-Geneva Lake: 66.9% of its 1,844 buildings, versus 32.2% Indirect and 0.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fontana-on-Geneva Lake compares
Fontana-on-Geneva Lake scores 18th nationally and 25th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fontana-on-Geneva Lake ranks 25,829 for wildfire risk (1 is highest) and 7,932 by building count (1 is largest). Within Wisconsin alone, it ranks 609 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Fontana-on-Geneva Lake's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 66.9% of Fontana-on-Geneva Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Fontana-on-Geneva Lake's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fontana-on-Geneva Lake, see the exposure-zones guide.