Folsom, NM
How exposed is Folsom to wildfire?
Out of every US place USFS scores, Folsom lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 122 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Folsom at the 91st percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
100% of Folsom's 122 buildings sit in USFS's Direct exposure zone, roughly 122 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Folsom compares
Folsom's risk sits at a similar level relative to New Mexico (81st percentile statewide) as it does nationally (93rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Folsom ranks 2,238 for wildfire risk (1 is highest) and 28,074 by building count (1 is largest). Within New Mexico alone, it ranks 98 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Folsom
Folsom's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of Folsom in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Folsom's figures come from
Every one of the two percentiles behind Folsom's 2,238-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Folsom's dominant direct exposure actually means, with real examples from across the dataset.