Folsom, CA
How exposed is Folsom to wildfire?
USFS scores Folsom at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 25,603 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Folsom at the 81st percentile, close to its 81st-percentile risk score.
Where Folsom's buildings actually sit
Most of Folsom's buildings (79.7% of 25,603) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 25,603 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Folsom against the rest of the country
Inside California, Folsom sits at just the 42nd percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Folsom ranks 6,075 for wildfire risk (1 is highest) and 491 by building count (1 is largest). Within California alone, it ranks 917 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Folsom
Because Folsom is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
With 79.7% of buildings rated Minimal exposure, Folsom gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Folsom's figures come from
The methodology guide shows exactly how USFS turned 25,603 counted buildings into the percentiles shown above for Folsom. The exposure-zones guide covers what Folsom's dominant minimal exposure actually means, with real examples from across the dataset.