Follett, TX
Follett wildfire risk explained
Follett sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 447 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Follett's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Follett's building exposure, zone by zone
Indirect exposure is dominant in Follett (64.7% of 447 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 35.4% sit in the Direct zone.
How Follett compares
There's little gap between Follett's 98th national percentile and its 99th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Follett ranks 642 for wildfire risk (1 is highest) and 18,341 by building count (1 is largest). Within Texas alone, it ranks 25 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Follett and the insurance market
Follett's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Follett's 64.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Follett's figures come from
Every one of the two percentiles behind Follett's 642-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Follett's dominant indirect exposure actually means, with real examples from across the dataset.