Foley, AL
Foley, AL's wildfire risk, in USFS's own numbers
Foley sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 9,251 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Foley's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 45.7% of Foley's buildings as Direct exposure, higher than its 22.8% Indirect share and far above its 31.6% Minimal share — a profile where 4,223 structures sit close enough to vegetation that lot clearing matters most. At 9,251 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Foley compares
Foley's risk sits at a similar level relative to Alabama (83rd percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Foley ranks 5,533 for wildfire risk (1 is highest) and 1,782 by building count (1 is largest). Within Alabama alone, it ranks 101 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Foley and the insurance market
At the 82nd percentile nationally, Foley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Foley's 45.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Foley's figures come from
Every one of the two percentiles behind Foley's 5,533-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Foley's dominant direct exposure actually means, with real examples from across the dataset.