Fly Creek, NY
Fly Creek, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fly Creek lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 314 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fly Creek at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fly Creek's buildings actually sit
Direct exposure dominates in Fly Creek: 98.4% of its 314 buildings, versus 1.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Fly Creek ranks
Within New York, Fly Creek ranks higher (42nd percentile) than it does nationally (18th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fly Creek ranks 25,817 for wildfire risk (1 is highest) and 21,256 by building count (1 is largest). Within New York alone, it ranks 753 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Fly Creek
At the 18th national percentile, Fly Creek rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Fly Creek's 98.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Fly Creek's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fly Creek, see the exposure-zones guide.