Floyds Knobs, IN
How exposed is Floyds Knobs to wildfire?
USFS's Wildfire Risk to Communities model puts Floyds Knobs at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,396 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Floyds Knobs at the 22nd percentile, close to its 21st-percentile risk score.
Floyds Knobs's building exposure, zone by zone
2,396 buildings are counted in Floyds Knobs, and 85.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Floyds Knobs compares
Compare Floyds Knobs's two percentiles: 83rd within Indiana, only 21st nationally — a gap of 62 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Floyds Knobs ranks 24,957 for wildfire risk (1 is highest) and 6,522 by building count (1 is largest). Within Indiana alone, it ranks 168 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Floyds Knobs and the insurance market
At the 21st national percentile, Floyds Knobs rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Floyds Knobs's 85.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,396 counted buildings into the percentiles shown above for Floyds Knobs. For more on what direct exposure implies beyond Floyds Knobs, see the exposure-zones guide.