Floydale, SC
Floydale wildfire risk explained
Floydale sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 301 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Floydale at the 79th percentile, close to its 78th-percentile risk score.
Floydale's building exposure, zone by zone
301 buildings are counted in Floydale, and 78.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Floydale against the rest of the country
Floydale scores 78th nationally and 79th within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Floydale ranks 6,975 for wildfire risk (1 is highest) and 21,614 by building count (1 is largest). Within South Carolina alone, it ranks 100 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Floydale and the insurance market
Floydale's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Floydale
Floydale's 78.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Floydale's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Floydale, see the exposure-zones guide.