Floyd, AR
How exposed is Floyd to wildfire?
USFS's Wildfire Risk to Communities model puts Floyd at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 326 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Floyd at the 85th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Floyd's buildings actually sit
326 buildings are counted in Floyd, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Floyd ranks
There's little gap between Floyd's 82nd national percentile and its 86th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Floyd ranks 5,760 for wildfire risk (1 is highest) and 20,911 by building count (1 is largest). Within Arkansas alone, it ranks 85 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Floyd
At the 82nd percentile nationally, Floyd carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Floyd (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Floyd's figures come from
Floyd's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Floyd's dominant direct exposure actually means, with real examples from across the dataset.