Flower Mound, TX
Flower Mound wildfire risk explained
Flower Mound sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 26,508 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Flower Mound at the 74th percentile, close to its 74th-percentile risk score.
Where Flower Mound's buildings actually sit
76.4% of Flower Mound's 26,508 buildings sit in USFS's Minimal exposure zone, with only 19.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 26,508 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Flower Mound ranks
Flower Mound's 74th national percentile looks worse in isolation than its 44th ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Flower Mound ranks 8,176 for wildfire risk (1 is highest) and 466 by building count (1 is largest). Within Texas alone, it ranks 1,018 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Flower Mound and the insurance market
Flower Mound's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 76.4% of buildings rated Minimal exposure, Flower Mound gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Flower Mound's figures come from
Every one of the two percentiles behind Flower Mound's 8,176-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Flower Mound's dominant minimal exposure actually means, with real examples from across the dataset.