WildfireRiskFinder

Flower Hill, NY

Flower Hill, NY's wildfire risk, in USFS's own numbers

Moderate
29thpercentile nationally

Flower Hill's 1,641 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Flower Hill's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.

Where Flower Hill's buildings actually sit

1,641Total buildings
39%Direct exposure
0%Indirect exposure
61%Minimal exposure

USFS classifies 61% of Flower Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.

How Flower Hill compares

Compare Flower Hill's two percentiles: 61st within New York, only 29th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Flower Hill ranks 22,440 for wildfire risk (1 is highest) and 8,614 by building count (1 is largest). Within New York alone, it ranks 507 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.

What this risk score means for insurance

At the 29th national percentile, Flower Hill rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

Hardening a home in Flower Hill

Flower Hill's 61% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.

Where Flower Hill's figures come from

The methodology guide shows exactly how USFS turned 1,641 counted buildings into the percentiles shown above for Flower Hill. The exposure-zones guide covers what Flower Hill's dominant minimal exposure actually means, with real examples from across the dataset.