Flower Hill, MD
Flower Hill wildfire risk explained
USFS's Wildfire Risk to Communities model puts Flower Hill at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,379 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Flower Hill at the 11th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
Flower Hill rates 56% Minimal exposure against just 39.7% Direct and 4.3% Indirect — of 2,379 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Flower Hill ranks
There's little gap between Flower Hill's 11th national percentile and its 7th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Flower Hill ranks 27,927 for wildfire risk (1 is highest) and 6,553 by building count (1 is largest). Within Maryland alone, it ranks 489 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Flower Hill and the insurance market
At the 11th national percentile, Flower Hill rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 56% of buildings rated Minimal exposure, Flower Hill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,379 counted buildings into the percentiles shown above for Flower Hill. For more on what minimal exposure implies beyond Flower Hill, see the exposure-zones guide.