Florissant, MO
Florissant, MO's wildfire risk, in USFS's own numbers
USFS scores Florissant at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 20,747 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Florissant at the 44th percentile, close to its 41st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 83.7% of Florissant's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.7% Direct and 14.5% Indirect — a landscape-level risk rather than a building-by-building one. At 20,747 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Florissant compares
Florissant ranks lower within Missouri (16th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Florissant ranks 18,565 for wildfire risk (1 is highest) and 679 by building count (1 is largest). Within Missouri alone, it ranks 895 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Florissant's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Florissant
With 83.7% of buildings rated Minimal exposure, Florissant gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Florissant's figures come from
Every one of the two percentiles behind Florissant's 18,565-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Florissant's dominant minimal exposure actually means, with real examples from across the dataset.