Floris, IA
Floris wildfire risk explained
Floris's 103 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Floris's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Floris's building exposure, zone by zone
52.4% of Floris's 103 buildings sit in USFS's Direct exposure zone, roughly 54 structures close enough to burnable vegetation for flame contact, not just embers — 47.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Floris compares
Within Iowa, Floris ranks higher (97th percentile) than it does nationally (73rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Floris ranks 8,410 for wildfire risk (1 is highest) and 28,889 by building count (1 is largest). Within Iowa alone, it ranks 37 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Floris and the insurance market
Floris's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Floris (52.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Floris. For more on what direct exposure implies beyond Floris, see the exposure-zones guide.