Florence-Graham, CA
Florence-Graham wildfire risk explained
Florence-Graham's 15,287 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Florence-Graham's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Where Florence-Graham's buildings actually sit
Most of Florence-Graham's buildings (100% of 15,287) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 15,287 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Florence-Graham ranks
Florence-Graham's 18th national percentile looks worse in isolation than its 1st ranking inside California does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Florence-Graham ranks 25,895 for wildfire risk (1 is highest) and 969 by building count (1 is largest). Within California alone, it ranks 1,549 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Florence-Graham and the insurance market
Florence-Graham's 18th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Florence-Graham
Florence-Graham's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Florence-Graham's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Florence-Graham, see the exposure-zones guide.