Flordell Hills, MO
How exposed is Flordell Hills to wildfire?
USFS's Wildfire Risk to Communities model puts Flordell Hills at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 405 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Flordell Hills's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Flordell Hills's buildings actually sit
Most of Flordell Hills's buildings (99.8% of 405) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Flordell Hills ranks
Flordell Hills ranks lower within Missouri (16th percentile statewide) than its 42nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Flordell Hills ranks 18,408 for wildfire risk (1 is highest) and 19,122 by building count (1 is largest). Within Missouri alone, it ranks 889 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Flordell Hills and the insurance market
At the 42nd national percentile, Flordell Hills rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 99.8% of buildings rated Minimal exposure, Flordell Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Flordell Hills's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Flordell Hills, see the exposure-zones guide.