Florala, AL
How exposed is Florala to wildfire?
Florala's 1,501 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Florala's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Florala's building exposure, zone by zone
USFS classifies 66.6% of Florala's buildings as Direct exposure, higher than its 33.4% Indirect share and far above its 0% Minimal share — a profile where 999 structures sit close enough to vegetation that lot clearing matters most.
How Florala compares
There's little gap between Florala's 76th national percentile and its 63rd percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Florala ranks 7,583 for wildfire risk (1 is highest) and 9,166 by building count (1 is largest). Within Alabama alone, it ranks 223 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Florala carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 66.6% of Florala in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Florala's figures come from
Florala's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Florala's dominant direct exposure actually means, with real examples from across the dataset.