Floral, AR
Floral wildfire risk explained
Out of every US place USFS scores, Floral lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 81 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Floral at the 88th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of Floral's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 81 structures sit close enough to vegetation that lot clearing matters most.
How Floral compares
There's little gap between Floral's 85th national percentile and its 93rd percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Floral ranks 4,685 for wildfire risk (1 is highest) and 29,834 by building count (1 is largest). Within Arkansas alone, it ranks 43 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Floral's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Floral
With 100% of Floral in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 81 counted buildings into the percentiles shown above for Floral. For more on what direct exposure implies beyond Floral, see the exposure-zones guide.