Flora, IL
Flora, IL's wildfire risk, in USFS's own numbers
Flora's 2,994 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Flora at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Flora's building exposure, zone by zone
Flora rates 92.6% Minimal exposure against just 7.4% Direct and 0% Indirect — of 2,994 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Flora compares
Compare Flora's two percentiles: 21st within Illinois, only 3rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Flora ranks 30,535 for wildfire risk (1 is highest) and 5,447 by building count (1 is largest). Within Illinois alone, it ranks 1,155 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Flora
Flora's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Flora
Flora's 92.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Flora's figures come from
The methodology guide shows exactly how USFS turned 2,994 counted buildings into the percentiles shown above for Flora. The exposure-zones guide covers what Flora's dominant minimal exposure actually means, with real examples from across the dataset.