Flor del Rio, TX
Flor del Rio, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Flor del Rio at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 33 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Flor del Rio at the 90th percentile, close to its 89th-percentile risk score.
Where Flor del Rio's buildings actually sit
Direct exposure dominates in Flor del Rio: 100% of its 33 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Flor del Rio against the rest of the country
Flor del Rio scores 89th nationally and 83rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Flor del Rio ranks 3,351 for wildfire risk (1 is highest) and 31,323 by building count (1 is largest). Within Texas alone, it ranks 311 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Flor del Rio
Flor del Rio's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Flor del Rio (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Flor del Rio's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Flor del Rio, see the exposure-zones guide.