Flomaton, AL
How exposed is Flomaton to wildfire?
Flomaton sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,031 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Flomaton at the 85th percentile, close to its 84th-percentile risk score.
What "at risk" means for the buildings here
Of Flomaton's 1,031 counted buildings, 61.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Flomaton against the rest of the country
There's little gap between Flomaton's 84th national percentile and its 86th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Flomaton ranks 5,156 for wildfire risk (1 is highest) and 11,714 by building count (1 is largest). Within Alabama alone, it ranks 86 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Flomaton's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Flomaton (61.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Flomaton's figures come from
Every one of the two percentiles behind Flomaton's 5,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Flomaton's dominant direct exposure actually means, with real examples from across the dataset.