Flemington, MO
Flemington wildfire risk explained
Flemington's 125 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Flemington's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
125 buildings are counted in Flemington, and 67.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Flemington against the rest of the country
Compare Flemington's two percentiles: 99th within Missouri, only 82nd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Flemington ranks 5,833 for wildfire risk (1 is highest) and 27,950 by building count (1 is largest). Within Missouri alone, it ranks 15 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Flemington and the insurance market
At the 82nd percentile nationally, Flemington carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Flemington (67.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Flemington's 5,833-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Flemington, see the exposure-zones guide.