Flatonia, TX
Flatonia, TX's wildfire risk, in USFS's own numbers
Flatonia sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 936 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Flatonia's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Flatonia's buildings actually sit
936 buildings are counted in Flatonia, and 62.2% of them are Indirect exposure — ember-driven risk rather than the 37.8% in Direct exposure or the 0% rated Minimal.
Where Flatonia ranks
Flatonia ranks lower within Texas (21st percentile statewide) than its 65th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Flatonia ranks 11,139 for wildfire risk (1 is highest) and 12,424 by building count (1 is largest). Within Texas alone, it ranks 1,425 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Flatonia and the insurance market
Flatonia's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Flatonia's 62.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Flatonia's 11,139-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Flatonia, see the exposure-zones guide.