Flandreau, SD
How exposed is Flandreau to wildfire?
Flandreau's 1,375 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Flandreau at the 55th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Flandreau rates 74.5% Minimal exposure against just 25.5% Direct and 0% Indirect — of 1,375 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Flandreau compares
Flandreau's 56th national percentile looks worse in isolation than its 40th ranking inside South Dakota does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Flandreau ranks 13,850 for wildfire risk (1 is highest) and 9,732 by building count (1 is largest). Within South Dakota alone, it ranks 266 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Flandreau's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Flandreau
With 74.5% of buildings rated Minimal exposure, Flandreau gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Flandreau's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Flandreau, see the exposure-zones guide.