Five Points, AL
Five Points wildfire risk explained
Out of every US place USFS scores, Five Points lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 116 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Five Points at the 82nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Five Points's buildings actually sit
Of Five Points's 116 counted buildings, 87.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Five Points compares
Five Points's risk sits at a similar level relative to Alabama (73rd percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Five Points ranks 6,479 for wildfire risk (1 is highest) and 28,340 by building count (1 is largest). Within Alabama alone, it ranks 159 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Five Points
Five Points's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Five Points
Five Points's 87.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Five Points's figures come from
The methodology guide shows exactly how USFS turned 116 counted buildings into the percentiles shown above for Five Points. The exposure-zones guide covers what Five Points's dominant direct exposure actually means, with real examples from across the dataset.