Fitchburg, WI
How exposed is Fitchburg to wildfire?
Fitchburg's 7,426 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fitchburg at the 36th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Fitchburg rates 71.5% Minimal exposure against just 26% Direct and 2.5% Indirect — of 7,426 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,426 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Fitchburg ranks
Compare Fitchburg's two percentiles: 83rd within Wisconsin, only 35th nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fitchburg ranks 20,406 for wildfire risk (1 is highest) and 2,298 by building count (1 is largest). Within Wisconsin alone, it ranks 140 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Fitchburg and the insurance market
At the 35th national percentile, Fitchburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 71.5% of Fitchburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fitchburg's figures come from
Fitchburg's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fitchburg's dominant minimal exposure actually means, with real examples from across the dataset.