Fishersburg, IN
Fishersburg wildfire risk explained
Out of every US place USFS scores, Fishersburg lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 110 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fishersburg's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where Fishersburg's buildings actually sit
Only 29.1% of Fishersburg's 110 buildings carry Direct exposure and 0% carry Indirect; the remaining 70.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Fishersburg compares
Compare Fishersburg's two percentiles: 23rd within Indiana, only 3rd nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fishersburg ranks 30,511 for wildfire risk (1 is highest) and 28,620 by building count (1 is largest). Within Indiana alone, it ranks 746 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Fishersburg's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 70.9% of Fishersburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fishersburg's figures come from
Fishersburg's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fishersburg's dominant minimal exposure actually means, with real examples from across the dataset.