Fisher, MN
Fisher wildfire risk explained
Fisher's 249 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fisher's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Fisher's building exposure, zone by zone
Fisher rates 87.2% Minimal exposure against just 12.9% Direct and 0% Indirect — of 249 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Fisher ranks
Fisher scores 36th nationally and 47th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fisher ranks 20,171 for wildfire risk (1 is highest) and 23,171 by building count (1 is largest). Within Minnesota alone, it ranks 485 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Fisher and the insurance market
At the 36th national percentile, Fisher rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 87.2% of buildings rated Minimal exposure, Fisher gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Fisher's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fisher, see the exposure-zones guide.