Fish Springs, NV
Fish Springs wildfire risk explained
Out of every US place USFS scores, Fish Springs lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 552 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fish Springs at the 99th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
Of Fish Springs's 552 counted buildings, 92.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Fish Springs ranks
Fish Springs scores 99th nationally and 89th within Nevada — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fish Springs ranks 382 for wildfire risk (1 is highest) and 16,541 by building count (1 is largest). Within Nevada alone, it ranks 14 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
Fish Springs's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Fish Springs (92.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 552 counted buildings into the percentiles shown above for Fish Springs. For more on what direct exposure implies beyond Fish Springs, see the exposure-zones guide.