Fish Lake, IN
Fish Lake, IN's wildfire risk, in USFS's own numbers
Fish Lake's 836 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fish Lake's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Fish Lake's buildings actually sit
Fish Lake rates 66.6% Minimal exposure against just 33.1% Direct and 0.2% Indirect — of 836 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Fish Lake against the rest of the country
Compare Fish Lake's two percentiles: 62nd within Indiana, only 12th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fish Lake ranks 27,668 for wildfire risk (1 is highest) and 13,289 by building count (1 is largest). Within Indiana alone, it ranks 370 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Fish Lake's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fish Lake
Fish Lake's 66.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Fish Lake's figures come from
The methodology guide shows exactly how USFS turned 836 counted buildings into the percentiles shown above for Fish Lake. The exposure-zones guide covers what Fish Lake's dominant minimal exposure actually means, with real examples from across the dataset.