Fish Hawk, FL
Fish Hawk wildfire risk explained
USFS scores Fish Hawk at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 7,610 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fish Hawk at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fish Hawk's buildings actually sit
USFS puts 73.8% of Fish Hawk's 7,610 buildings in the Indirect exposure zone, versus 26.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 7,610 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Fish Hawk ranks
There's little gap between Fish Hawk's 93rd national percentile and its 88th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fish Hawk ranks 2,103 for wildfire risk (1 is highest) and 2,246 by building count (1 is largest). Within Florida alone, it ranks 118 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Fish Hawk
Fish Hawk's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Fish Hawk (73.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fish Hawk's figures come from
The methodology guide shows exactly how USFS turned 7,610 counted buildings into the percentiles shown above for Fish Hawk. The exposure-zones guide covers what Fish Hawk's dominant indirect exposure actually means, with real examples from across the dataset.