Firth, NE
Firth, NE's wildfire risk, in USFS's own numbers
USFS scores Firth at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 325 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Firth's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Firth's building exposure, zone by zone
Most of Firth's buildings (85.2% of 325) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Firth ranks
Firth's risk sits at a similar level relative to Nebraska (67th percentile statewide) as it does nationally (69th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Firth ranks 9,746 for wildfire risk (1 is highest) and 20,961 by building count (1 is largest). Within Nebraska alone, it ranks 194 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Firth's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Firth's 85.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Firth's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Firth, see the exposure-zones guide.