Firth, ID
How exposed is Firth to wildfire?
Firth sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 255 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Firth at the 52nd percentile, close to its 56th-percentile risk score.
Firth's building exposure, zone by zone
Firth rates 81.6% Minimal exposure against just 18.4% Direct and 0% Indirect — of 255 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Firth ranks
Inside Idaho, Firth sits at just the 22nd percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Firth ranks 13,800 for wildfire risk (1 is highest) and 22,975 by building count (1 is largest). Within Idaho alone, it ranks 182 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Firth's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Firth's 81.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Firth's 13,800-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Firth, see the exposure-zones guide.