Finklea, SC
Finklea, SC's wildfire risk, in USFS's own numbers
USFS scores Finklea at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Finklea at the 60th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Finklea's building exposure, zone by zone
Of Finklea's 194 counted buildings, 83.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Finklea ranks
Finklea's 60th national percentile looks worse in isolation than its 20th ranking inside South Carolina does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Finklea ranks 12,492 for wildfire risk (1 is highest) and 25,099 by building count (1 is largest). Within South Carolina alone, it ranks 381 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Finklea
Finklea's high rating (60th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Finklea
Because Direct exposure dominates in Finklea (83.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Finklea's figures come from
The methodology guide shows exactly how USFS turned 194 counted buildings into the percentiles shown above for Finklea. The exposure-zones guide covers what Finklea's dominant direct exposure actually means, with real examples from across the dataset.