Fingal, ND
Fingal, ND's wildfire risk, in USFS's own numbers
Fingal's 144 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fingal at the 58th percentile, close to its 60th-percentile risk score.
What "at risk" means for the buildings here
Fingal rates 63.2% Minimal exposure against just 36.8% Direct and 0% Indirect — of 144 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Fingal compares
Fingal's risk sits at a similar level relative to North Dakota (73rd percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fingal ranks 12,743 for wildfire risk (1 is highest) and 27,128 by building count (1 is largest). Within North Dakota alone, it ranks 110 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Fingal
At the 60th national percentile, Fingal rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Fingal's 63.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fingal's 12,743-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Fingal, see the exposure-zones guide.