Fillmore, NY
How exposed is Fillmore to wildfire?
Fillmore sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 370 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fillmore at the 13th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Fillmore's 370 counted buildings, 64.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Fillmore compares
Within New York, Fillmore ranks higher (31st percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fillmore ranks 27,516 for wildfire risk (1 is highest) and 19,860 by building count (1 is largest). Within New York alone, it ranks 888 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Fillmore and the insurance market
At the 13th national percentile, Fillmore rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Fillmore's 64.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fillmore's 27,516-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fillmore, see the exposure-zones guide.