Filley, NE
Filley, NE's wildfire risk, in USFS's own numbers
USFS scores Filley at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 126 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Filley's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Filley's buildings actually sit
Filley rates 89.7% Minimal exposure against just 10.3% Direct and 0% Indirect — of 126 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Filley ranks
Filley scores 57th nationally and 44th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Filley ranks 13,679 for wildfire risk (1 is highest) and 27,903 by building count (1 is largest). Within Nebraska alone, it ranks 325 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Filley's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 89.7% of buildings rated Minimal exposure, Filley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Filley's 13,679-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Filley, see the exposure-zones guide.