Filer, ID
Filer, ID's wildfire risk, in USFS's own numbers
Filer sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,251 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Filer's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Filer's building exposure, zone by zone
USFS classifies 87.3% of Filer's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Filer against the rest of the country
Inside Idaho, Filer sits at just the 10th percentile even though it scores 35th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Filer ranks 20,507 for wildfire risk (1 is highest) and 10,347 by building count (1 is largest). Within Idaho alone, it ranks 210 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Filer's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 87.3% of buildings rated Minimal exposure, Filer gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Filer's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Filer, see the exposure-zones guide.