Fifth Street, TX
How exposed is Fifth Street to wildfire?
USFS scores Fifth Street at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 810 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fifth Street at the 37th percentile, close to its 33rd-percentile risk score.
What "at risk" means for the buildings here
Only 3.8% of Fifth Street's 810 buildings carry Direct exposure and 0% carry Indirect; the remaining 96.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Fifth Street ranks
Fifth Street ranks lower within Texas (3rd percentile statewide) than its 33rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fifth Street ranks 21,036 for wildfire risk (1 is highest) and 13,554 by building count (1 is largest). Within Texas alone, it ranks 1,748 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Fifth Street and the insurance market
Fifth Street's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fifth Street
Even with 96.2% of Fifth Street outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Fifth Street's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fifth Street, see the exposure-zones guide.