Fife Lake, MI
Fife Lake wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fife Lake at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 357 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fife Lake at the 38th percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
357 buildings are counted in Fife Lake, and 68.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 5% rated Minimal.
Fife Lake against the rest of the country
Fife Lake's 90th-percentile standing inside Michigan outpaces its 40th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fife Lake ranks 19,064 for wildfire risk (1 is highest) and 20,130 by building count (1 is largest). Within Michigan alone, it ranks 73 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Fife Lake
Fife Lake's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Fife Lake's 68.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fife Lake's 19,064-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fife Lake, see the exposure-zones guide.