Fidelity, MO
Fidelity, MO's wildfire risk, in USFS's own numbers
Fidelity's 179 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fidelity's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Fidelity's building exposure, zone by zone
76% of Fidelity's 179 buildings sit in USFS's Direct exposure zone, roughly 136 structures close enough to burnable vegetation for flame contact, not just embers — 7.8% fall in the Indirect, ember-only zone and 16.2% are Minimal.
How Fidelity compares
Fidelity scores 70th nationally and 81st within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fidelity ranks 9,615 for wildfire risk (1 is highest) and 25,680 by building count (1 is largest). Within Missouri alone, it ranks 201 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Fidelity and the insurance market
Fidelity's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Fidelity's 76% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Fidelity's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fidelity, see the exposure-zones guide.