Fidelity, IL
Fidelity, IL's wildfire risk, in USFS's own numbers
Fidelity's 88 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fidelity at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 21.6% of Fidelity's 88 buildings carry Direct exposure and 0% carry Indirect; the remaining 78.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Fidelity ranks
Compare Fidelity's two percentiles: 20th within Illinois, only 3rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fidelity ranks 30,561 for wildfire risk (1 is highest) and 29,566 by building count (1 is largest). Within Illinois alone, it ranks 1,159 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Fidelity and the insurance market
At the 3rd national percentile, Fidelity rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Fidelity's 78.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Fidelity's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fidelity, see the exposure-zones guide.