Fiddletown, CA
Fiddletown wildfire risk explained
Fiddletown sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 315 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fiddletown's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Where Fiddletown's buildings actually sit
Direct exposure dominates in Fiddletown: 98.1% of its 315 buildings, versus 1.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fiddletown compares
Fiddletown's risk sits at a similar level relative to California (86th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fiddletown ranks 496 for wildfire risk (1 is highest) and 21,222 by building count (1 is largest). Within California alone, it ranks 225 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Fiddletown
Fiddletown's 98th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Fiddletown's 98.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Fiddletown's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fiddletown, see the exposure-zones guide.