Ferryville, WI
Ferryville wildfire risk explained
USFS scores Ferryville at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ferryville's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Ferryville's buildings actually sit
USFS classifies 92.2% of Ferryville's buildings as Direct exposure, higher than its 5.5% Indirect share and far above its 2.3% Minimal share — a profile where 202 structures sit close enough to vegetation that lot clearing matters most.
Where Ferryville ranks
Ferryville's 77th-percentile standing inside Wisconsin outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ferryville ranks 20,943 for wildfire risk (1 is highest) and 24,180 by building count (1 is largest). Within Wisconsin alone, it ranks 188 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Ferryville's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Ferryville's 92.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ferryville's figures come from
Ferryville's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ferryville's dominant direct exposure actually means, with real examples from across the dataset.